Frequently Asked Questions
- I know several capital providers who visit and call me often. Why should I use CAPX?
- How much does it cost to use CAPX?
- How much capital can I raise on CAPX?
- What type debt products are available on CAPX?
- Can CAPX help me structure my deal and help me organize my information?
- How safe is my data on CAPX?
- How do I make sure that my information will remain confidential on CAPX?
- How quickly will I get term sheets from capital providers?
- How do I know the quality of capital providers on CAPX?
- Is CAPX an investor, a lender, or something else?
CAPX gives you financing alternatives that go far beyond your local relationships. As a nationwide platform, CAPX offers you the widest possible range of financing options from capital providers across the nation, thereby arming you with information to craft the ideal solution for your business – in as little as 72 hours. That’s something few local financiers can provide.
As a capital seeker, you’re not charged for access to CAPX, though we think you’ll find our service to be of great value. With basic access, you can structure your deals, find suitable capital providers for your structure (see the How It Works page) and engage with them to execute your transactions. You can also utilize various CAPX tools to manage your organization, monitor the progress of your deals and to communicate and collaborate with deal teams on the HUB.
$5 million is the minimum transaction size on CAPX, although majority of capital providers on CAPX are focused on transactions greater than $10 million. We do not have a fixed upper limit for transaction size, as a number of capital providers can engage on transactions greater than $100 million or more.
Eight debt products are available on CAPX – Asset Based Line of Credit, Cash Flow Line of Credit, First Lien Term Loan, Bifurcated Term Loan, First Lien Last Out Term Loan, Unitranche Facility, Second Lien Term Loan and Mezzanine Term Loan.
Our platform provides detailed guides for each of these debt products, including their important features and relevant underwriting processes. Also, we are only a click away if you have any questions.
Absolutely! While CAPX algorithms enable a financial executive to readily structure appropriate debt transaction themselves, we are standing by to guide you through the process. We can also work with you to craft your credit story and create a perfect teaser that you can use to request term sheets from capital providers of your choice.
Our vigilance for data security starts when we get a request for registration – each new applicant and their employer is verified and admitted to CAPX only if they are appropriate for our platform. Once registered, each user’s access is verified through industry standard log in procedures. CAPX is hosted on Amazon Web Services behind up to date firewall protocols. Finally, all of our data, including your documents, profiles and messages, is kept encrypted using the latest industry standard encryption methods.
We at CAPX firmly believe that you own your data – you control what information is provided to third parties and who receives it. Before sharing your data with a third party, you’re protected by a valid, industry-standard confidentiality and non-disclosure agreement. While accessing CAPX at any time, every participant must reaffirm their agreement to abide by this NDA, offering you continued security.
Once you provide all the data we need, you can get indicative term sheets from multiple interested capital providers in as little as 72 hours. This is because we’re designed to accelerate the deal-screening process at financial institutions. Even before providers see your data, CAPX’s workflow and algorithms perform extensive analysis, organization and presentation work that typically takes institutions days or even weeks.
CAPX individually verifies providers before we invite them to join our platform. Our screening process includes personal interviews with senior team members to understand their organization, product offerings and preferences. Finally, you will be able to review the details of each capital provider on CAPX and visit their corporate websites directly from CAPX before you decide to engage with them.
CAPX is not an investor or a lender. We do not provide any form of capital ourselves. We are a data-driven collaboration platform that matches capital needs of businesses with risk preferences of nationwide third-party financial institutions. Our algorithmic approach to capital markets provides national reach, rapid execution and lower costs for businesses and capital providers alike.